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Rates

You may have already started saving for your dream wedding, vacation, or home remodel — why not use those savings to get a competitive-rate secured loan?

A secured loan lets you use your savings as collateral, while still earning dividends on the dollars you stow away. So go ahead and set the date, book the flight, or order the new cabinets. Even if you haven't met your savings goal yet, your secured loan will give you the funding you need to make your dreams happen.

Build your credit while building your savings — and borrow for any want or need. Our certificate secured loans allow you to borrow funds equivalent to the balance you're keeping in your CD.

As you make payments on your loan, you'll have the peace of mind knowing that your CD funds are secure and still earning a fixed rate. You'll also enjoy higher yields on your CD when you use it as collateral. Apply today!

  • Borrow for virtually any want or need
  • Funds secured by your share certificate
  • Competitive rates
  • Helps establish or re-establish credit
  • Flexible terms

Get the funds you need without dipping into your savings. Our share secured loans allow you to finance virtually any want or need by using your deposits as collateral.

Share secured loans are a great way to build or repair credit while enjoying a low-rate loan. Our local experts will work with you to find terms that are suitable to your unique situation. Apply today, and take advantage of our competitive rates.

  • Borrow for virtually any want or need
  • Earn dividends on your savings while using it as collateral
  • Competitive rates
  • Flexible terms 
  • Local decision-making and processing in St. Charles County
  • Attentive, friendly service from start to finish