You may have already started saving for your dream wedding, vacation, or home remodel — why not use those savings to get a competitive-rate secured loan?

A secured loan lets you use your savings as collateral, while still earning dividends on the dollars you stow away. So go ahead and set the date, book the flight, or order the new cabinets. Even if you haven't met your savings goal yet, your secured loan will give you the funding you need to make your dreams happen.

Certificate Secured Loans

Build your credit while building your savings — and borrow for any want or need. Our certificate secured loans allow you to borrow funds equivalent to the balance you're keeping in your Missouri Valley CD.

As you make payments on your loan, you'll have the peace of mind knowing that your CD funds are secure and still earning a fixed rate. You'll also enjoy higher yields on your CD when you use it as collateral. Apply today!

  • Borrow for virtually any want or need
  • Funds secured by your MOVFCU share certificate
  • Earn higher yields on your certificate while using it as collateral
  • Competitive rates
  • Helps establish or re-establish credit
  • Terms up to 60 months — based on certificate maturity
  • Local decision-making and processing in St. Charles County
  • Attentive, friendly service from start to finish
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