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We are here to help!

We are living in unprecedented times. The COVID -19 Pandemic has negatively affected us all. Even in this difficult time, we are here to help you! Need some extra cash on hand? Is your budget suddenly off balance? Did you take a cut in pay or lost your job? We have solutions to help you get through your financial struggle.

See the options below or contact us to discuss your personal situation.   



Skip your current MOVFCU loan payment up to 2X per year.* Auto, Motorcycle, RV, and Signature loans as well as Visa Credit Cards and Home Equity loans are now eligible. The process is easy!

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Do you think you will need more than one month of payment relief? No problem. Contact our Member Solutions team at 636.978.8800, opt 2 to discuss additional options.

Prefer email? Let's chat: [email protected] 

*By completing a Skip-A-Pay, you agree to defer one month's worth of payments on your eligible loan or credit card account. The skipped payment will be added to the end of the loan, thereby extending the term of your loan. Finance charges will contine to accrue during the deferred "skipped" payment period. All borrowers on the loan agreement must complete the Skip-A-Pay request. May not  "Skip" your first payment on a new loan and two (2) Skips may not be consecutive. Additional details apply, please review the full disclosure on the Skip-A-Pay document. 


For many of us, our normal everyday lives have come to a complete stop. Need some financial help to MOVE forward? Borrow up to $5,000.00 with a fixed rate of 6.99% APR* wth a maximum term of 36 months and make no payments for 90 days.Yes, you read that right, no payments for the first 90 days.

The tentative monthly payment on a loan amount of $3,500.00 with an APR* of 6.99%, 36 month payment term, with a 90 day first payment deferral would be $109.32.

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Drive down your auto loan or personal loan rate by financing with MOVFCU. Eligibile borrowers can take advantage of lower rates, flexible terms and no payments for up to 90 days.1 Our auto loans, for both purchases and refinances are as low as 2.99% APR* for terms up to 66 months. Terms up to 78 months are presently as low as 3.74% APR. Our personal loans are presently as low as 6.99% APR.

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Simplify your finances with our helpful calculators 




Can't make it to the credit union? Learn more about our CO-OP Shared Branch and ATM network.

*Minimum loan balance applies to terms greater than 48 months. Subject to credit approval. Loan to value (LTV) is based on collateral age and other risk factors. APR = Annual Percentage Rate. Membership eligibilty required. 
Deferred first payment: When taking advantage of a 60 or 90 day first payment option, it is important to know the details. Offer valid on new and used auto purchases, including refinances from anoter financial institution. Exisiting Missouri Valley Federal Credit Union loans and Real Estate and Credit Cards are not eligible for the deferred first payment offering. Interest will still accumulate at the daily rate from the date of loan disbursal. Interest that accumulates during the “60 or 90 day” extended first payment period will be paid with the first payment, then normal principal reduction and interest payment will resume. Deferred first payment promotions are subject to change at any time without notice.  Membership and credit eligibility required. All loans are subject to approval and not all applicants may qualify for this offer.