Rates subject to change. Effective as of June 1, 2023
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Accounts
Account Type | Balance | APY | Dividend Rate |
---|---|---|---|
Share Savings Account | $5 minimum balance for membership | 0.05% | 0.05% |
Special (Secondary) Savings | N/A | 0.05% | 0.05% |
Christmas (Holiday) Club | N/A | 0.05% | 0.05% |
IRA/Roth Share | N/A | 0.05% | 0.05% |
For the purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days. The Dividend Rate(s) and Annual Percentage Yields(s) shown herein are current as of the effective date. For more current rates, please call (636) 978-8800.
Money Market Learn More
Balance | APY | Dividend Rate |
---|---|---|
$1,000 - $4,999 | 0.45% | 0.45% |
$5,000 - $9,999 | 0.45% | 0.45% |
$10,000 - $24,999 | 0.50% | 0.50% |
$25,000 - $49,999 | 0.55% | 0.55% |
$50,000 - $74,999 | 0.60% | 0.60% |
$75,000 - $99,999 | 1.00% | 1.00% |
$100,000 - $249,000 | 1.15% | 1.15% |
$250,000 + | 1.25% | 1.25% |
$1,000 minimum opening deposit. You must maintain a $1,000 aggregate average daily balance in a Money Market account to avoid a monthly service charge. Please review our Rates & Service Charge information for more details.
For the purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days. The Dividend Rate(s) and Annual Percentage Yields(s) shown herein are current as of the effective date. For more current rates, please call (636) 978-8800.
IRA/Roth Certificate Learn More
Balance | Term | APY | Dividend Rate |
---|---|---|---|
$500 Minimum | 1 Year | 2.78% | 2.75% |
$500 Minimum | 2 Year | 3.28% | 3.25% |
$500 Minimum | 3 Year | 3.28% | 3.25% |
$500 Minimum | 4 Year | 3.38% | 3.35% |
$500 Minimum | 5 Year | 3.43% | 3.40% |
For the purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days. The Dividend Rate(s) and Annual Percentage Yields(s) shown herein are current as of the effective date. For more current rates, please call (636) 978-8800.
A withdraw may reduce earnings. Subject to early withdrawal penalty.
Share Certificates Learn More
Balance | Term | APY | Dividend Rate |
---|---|---|---|
$500 Minimum | 1 Year | 2.78% | 2.75% |
$500 Minimum | 7 mos. Special* | 5.00% |
4.91% |
$500 Minimum | 11 mos. Special* | 4.50% | 4.425% |
$500 Minimum | 14 mos. Early Withdrawal Special** | 3.50% | 3.45% |
$500 Minimum | 18 mos. | 3.02% | 3.00% |
$500 Minimum | 2 Year | 3.28% | 3.25% |
$500 Minimum | 3 Year | 3.28% | 3.25% |
$500 Minimum | 4 Year | 3.38% | 3.35% |
$500 Minimum | 5 Year | 3.43% | 3.40% |
For the purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days. The Dividend Rate(s) and Annual Percentage Yields(s) shown herein are current as of the effective date. For more current rates, please call (636) 978-8800.
A withdraw may reduce earnings. Subject to early withdrawal penalty.
*APY=Annual Percentage Yield. Subject to change. Subject to early withdrawal penalities. Upon maturity, funds and interest earned will automatically renew to a 12 month term for the 11 month special and a 6 month term for the 7 month special unless otherwise notified. Offer requires 100% of funds as new funds not currently on deposit with Missouri Valley Federal Credit Union, a division of West Community Credit Union.
**Early withdrawal Certificate. Withdraw all funds in the account any time after the first six days following funding of the account with no early withdrawal penalty. Early withdrawal is not permitted during the first six days after funding. Upon maturity, 14 month certificate special funds and interest earned will automatically renew to an 12 month term unless otherwise notified. Offer requires 100% of funds as new funds not currently on deposit with Missouri Valley Federal Credit Union, a division of West Community Credit Union.
New & Used Vehicles Learn More
New & Used Autos |
Model years 2021 to 2024 |
Model years 2015 to 2020 |
Model years 2014 or older |
---|---|---|---|
36 months APR1 | 6.99% | 7.49% | 9.99% |
48 months APR1 | 6.99% | 7.49% | 9.99% |
60 months APR1 | 7.24% | 7.74% | 9.99% |
72 months APR1 | 7.99% | 8.34% | 12.99% |
84 months APR1 | 8.79% | 9.49% | - |
1 APR=Annual Percentage Rate (as low as). APRs listed are based on your credit history and other factors and can vary. Rates, terms and conditions may vary based on creditworthiness and qualifications, and are subject to change.
Recreational Vehicles Learn More
Vehicles | APR As Low As1 | |
---|---|---|
New/Used Motorcycles/ATV's | 7.24% | |
New/Used Boats | 7.24% | |
New/Used RVs and Travel Campers | 7.94% |
1APR=Annual Percentage Rate (as low as). APRs listed are based on your credit history and other factors and can vary. Rates, terms and conditions may vary based on creditworthiness and qualifications, and are subject to change.
Credit Cards
Please contact the credit union. |
Miscellaneous Unsecured Loans Learn More
Type | Term | APR |
---|---|---|
Personal Loan | Up to 60 Months | 9.99%* |
Line of Credit | Open ended | 12.90%* |
*APR=Annual Percentage Rate (as low as). APRs listed are based on your credit history and other factors and can vary. Rates, terms and conditions may vary based on creditworthiness and qualifications, and are subject to change. Unsecured lending limits apply.
Military Annual Percentage Rate.
Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36%.This rate must include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for a credit card account); and any participation fee charged (other than certain participation fees for a credit card account).