Kasasa Saver® is a free account that helps you save big. When you meet the qualifications in your Kasasa Cash® checking account, you'll automatically qualify for a dividend rate in your Kasasa Saver that's way higher than the national average.
Your earnings from Kasasa Cash are automatically transferred to Kasasa Saver, allowing you to build savings easily. That's the power of community banking with Kasasa® at Missouri Valley!
- Free account that builds your savings automatically
- Links to free Kasasa Cash checking
- Automatic transfers of Kasasa Cash earnings
- 0.50% APY* on balances up to $10,000
- 0.50% to 0.27% APY on Kasasa Saver balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications are not met on Kasasa Cash
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking
- Free mobile banking
- Free e-Statements
- No minimum deposit to open
Earning Your Rewards Couldn't Be Easier!
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive e-Statements
If you don't qualify, both accounts are still completely free — and you'll still earn our base dividend rate on both accounts. That means you can get back to earning the full rewards the very next monthly qualification cycle.
*APY=Annual Percentage Yield. APYs accurate as of 7/15/2013. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.24% interest rate on portion of balance over $10,000, resulting in 0.50% - 0.267% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.