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Whether you are buying your first home, upgrading, down-sizing, or looking to refinance...Missouri Valley is here to help with your home ownership goals!

There is no one-size fits all mortgage solution. Choose from a variety of borrowing options with MOVFCU.

For a free mortgage consultation, let's connect! Give one of our helpful mortgage team members a call at 636.978.8800.

Check out our current Mortgage Rates

Knowing your choices gives you the power to make good decisions. Here at Missouri Valley FCU, we offer a number of Mortgage Solutions including:

  • VA 
  • FHA
  • USDA
  • Fixed Rate Conventional 
  • Adjustable Rate Mortgages (ARMs) and more!

Unique Situation? Let's schedule a call to learn more about your home lending needs. We may have a Portfolio Solution for borrowers/buyers with a unique situation that may not quite fit into the Conventional or Government options offered by most lenders. 

Jumbo Loan? Need to borrow more than $548,250 for your home purchase? A Jumbo Loan may be your answer and we may be able to help. 

Unsure where to start? Check out this helpful HOME LOAN TOOL KIT from the CFPB. 



Throughout the Missouri Valley Mortgage Center you'll find valuable information to use when buying or refinancing a home. Ready to run some numbers? Check out our online Loan Consultant tool. 

When it comes right down to it, we think you will find financing with your community Credit Union is a great option. Your best interests matter most to us.

Let's work together to find the perfect solution!


Connect with a local, experienced professional. Our Mortgage Loan Originators (MLO) are dedicated to your home ownership journey... 

Nick Chute
NMLS: 1925553

Questions? Contact our team anytime by emailing: [email protected]

During business hours, our team can be reached by phone: 636.978.8800

We also encourage you to take advantage of our 24/7 online Loan Consultant tool to learn more about our mortgage solutions, rates, and more.

What is an NMLS identification number?
NMLS stands for Nationwide Mortgage Licensing System. It is an identifying number unique to each loan officer and/or institution. The NMLS enhances supervision for residential loans in accordance to the SAFE Act.  You can check any NMLS number on the NMLS Consumer Access site.

Missouri Valley Federal Credit Union
NMLS: 519898

Already own a home? We have great Home Equity Solutions! Learn more here.

For loan solutions not offered by Missouri Valley FCU, such as Reverse Mortgages, we continue to recommend our long time preferred Mortgage Partner, First Integrity Mortgage Services.

Not only do they have helpful loan advisors with working knowledge of the local real estate market, with their competetive rates and customized solutions, you can't go wrong!

We also work with First Integrity to offer Power Plus loans.

Visit First Integrity Mortgage Services to learn more about each loan program or to apply.

Our preferred Mortgage Banker:

Denise Grab, Account Manager
NMLS #738524
[email protected]
PH: 314-878-7900

Online Access 

Visit our online MORTGAGE CENTER, the fast and easy way to access your Missouri Valley FCU mortgage information.  

Available services:

  • Access current mortgage information 24 hours a day.
  • Make an online mortgage payment at any time.
  • Contact us directly with your questions.
  • Update personal information.

New users can register HERE. The site may also be accessed by logging into MOVFCU Home Banking > Online Services. 

Convenient Payment Options

We offer several payment options to make your Missouri Valley FCU Mortgage payment...

Online Access & Payments

You can easily access your mortgage loan through our self-serve portal. Then you’ll have 24/7 access to your mortgage information and can enroll in autopay to make your payment securely and conveniently. You can also find out how much your payment is, the date your payment went through and the answers to other frequently asked questions. 

Log in and select "Make a Payment" from the Payments menu. It's quick and easy. Additionally, you'll be able to take full advantage of all the services we offer online. 

Monthly Auto Pay

Let us manage your monthly payment so you don’t have to worry about it. We offer a FREE service that will automatically withdraw your mortgage payment from a checking or savings account once a month. This convenient service provides several benefits:

  • You don’t have to write a check every month.
  • You save on postage.
  • You don’t have to worry about lost or delayed payments in the mail.
  • You are able to see the draft come out on your monthly account statement.

You can also select Auto Pay as a one-time draft. 

Pay-by-phone: 1-877-912-8006

Your mortgage payment may be mailed to:

P.O. Box 341262
Beavercreek, Ohio 45434-1262

Questions? Contact our Mortgage Member Care Team at 877-912-8006, Monday through Friday from 8:00 AM to 8:00 PM ET, and Saturday from 9:00 AM to 1:00 PM ET. 

Email: [email protected]

Member Resources

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures and credit issues. See the Consumer Financial Protection Bureau for a listing of available counselors.


Important information:

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators (MLO) and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a unique identifier from the NMLS.

Missouri Valley Federal Credit Union is registered with the National Mortgage Licensing System (NMLS #519898). Visit the NMLS Consumer Access site to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.  

$5 share deposit required. Must qualify for membership. Missouri residents only. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Escrow account required. Home owners insurance, real estate taxes and interim interest must be pre-paid at closing. 

First-time homebuyers are defined as those persons who have not owned a home or had an ownership interest in a primary residence for the past three years.

Mortgage products subject to change without notice. Federally insured by NCUA. Equal Housing Lender.