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Whether you are buying your first home, upgrading, down-sizing, or looking to refinance...Missouri Valley is here to help with your home ownership goals!

There is no one-size fits all mortgage solution. Choose from a variety of borrowing options with MOVFCU.

For a free mortgage consultation, let's connect! Give one of our helpful mortgage team members a call at 636.978.8800.

Check out our current Mortgage Rates



Knowing your choices gives you the power to make good decisions. Throughout the Missouri Valley Mortgage Center you'll find valuable information to use when buying or refinancing a home. Ready to run some numbers? Check out our online Loan Consultant tool. 

When it comes right down to it, we think you will find financing with your community Credit Union is a great option. Your best interests matter most to us. Let's work together to find the perfect solution!

What do I need to get started? Connect with one of our helpful mortgage team members or check out our document checklists here


Why refinance? It may make sense if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.

Key reasons to consider a refinance:

  • Potentially reduce your interest rate and lower your monthly payments.
  • Access equity in your home and use the funds to mark some items off your to do list. 
  • Switch from an adjustable rate loan to a fixed rate mortgage.
  • Shorten the term of your loan to pay your home off sooner.

We make refinancing simple. Ready to get started? We're here to help!



When you have made the decision to buy a home, whether your first or 5th, the next best thing to do is explore all of the possibilites.

Take advantage of our Loan Consultant tool to crunch some numbers and review different loan solutions. 

From there:  Find A Loan > Pre-qualify > Find A Home > Your Offer > Closing 


Get started!



Connect with a local, experienced professional. Our Mortgage Loan Originators (MLO) are dedicated to your home ownership journey... 

Angela Campbell
NMLS: 1102553

Allison Warner
NMLS: 787729

Questions? Contact our team anytime by giving us a call or emailing: [email protected]

We also encourage you to take advantage of our 24/7 online Loan Consultant tool.

What is an NMLS identification number?
NMLS stands for Nationwide Mortgage Licensing System. It is an identifying number unique to each loan officer and/or institution. The NMLS enhances supervision for residential loans in accordance to the SAFE Act.  You can check any NMLS number on the NMLS Consumer Access site.

Missouri Valley Federal Credit Union
NMLS: 519898

We also offer Home Equity Solutions! Learn more here.

For loan solutions not offered by Missouri Valley FCU, we continue to recommend our long time preferred Mortgage Partner, First Integrity Mortgage Services.

Not only do they have helpful loan advisors with working knowledge of the local real estate market, with their competetive rates and customized solutions, you can't go wrong!

Visit First Integrity Mortgage Services to learn more about each loan program or to apply.

Our preferred Mortgage Banker:

Denise Grab, Account Manager
NMLS #738524
[email protected]
PH: 314-878-7900

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures and credit issues. See the Consumer Financial Protection Bureau for a listing of available counselors.


Important information:

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators (MLO) and their employing institutions to register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each MLO is provided a unique identifier from the NMLS.

Missouri Valley Federal Credit Union is registered with the National Mortgage Licensing System (NMLS #519898). Visit the NMLS Consumer Access site to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.  

$5 share deposit required. Must qualify for membership. Missouri residents only. Loan subject to credit approval. Rates, terms and conditions subject to change without notice. Escrow account required. Home owners insurance, real estate taxes and interim interest must be pre-paid at closing. 

First-time homebuyers are defined as those persons who have not owned a home or had an ownership interest in a primary residence for the past three years.

Mortgage products subject to change without notice. Federally insured by NCUA. Equal Housing Lender.